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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Is good card to build your score but little bit to m...

4
Is good card to build your score but little bit to much is payment late fee Reviewed on: 3rd May 2024

Did not increase limit but the other banks given mor...

5
Did not increase limit but the other banks given more limit overall I am satisfied only credit limit is too small Reviewed on: 3rd May 2024

The best card and company

5
Easy app to use. Great card. Great company easy payments Reviewed on: 3rd May 2024

Great app for easy access

5
The app makes everything so much easier. Keeping track at anytime day or night. Reviewed on: 3rd May 2024

It was for cedit as where bit went to you...

5
It was for cedit as where bit went to you for it Reviewed on: 3rd May 2024

Have nothing but praise for the vanquis card and the...

5
Have nothing but praise for the vanquis card and the the app is very simple to use Reviewed on: 3rd May 2024

Very helpful and always on the other end of the phon...

5
Very helpful and always on the other end of the phone when you need them Reviewed on: 3rd May 2024

Vanquis the holiday essential

4
Easy to use and secure , app is a must Reviewed on: 3rd May 2024

Excellent service all round

5
I use the app which is easy to use, checking payments and transactions. Quick payment processing & keeps me updated on limits & spending & rebuilding my credit rating. Reviewed on: 3rd May 2024

Reliable

5
I’ve never had any problems since I’ve been with Vanquis. Reviewed on: 3rd May 2024

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