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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I think the interest rate is too high.

I think the interest rate is too high. Reviewed on: 3rd May 2024

It is very good service and offer to those who is no...

It is very good service and offer to those who is not good in credit., very helpful to most people's living. Reviewed on: 3rd May 2024

very good and flexible to work with and good interes...

very good and flexible to work with and good interests rates. Reviewed on: 3rd May 2024

The only problem is the Apr it's a bit high otherwis...

The only problem is the Apr it's a bit high otherwise the card is brilliant. Reviewed on: 3rd May 2024

While coming out of a horrendous bankruptcy Vanquis...

While coming out of a horrendous bankruptcy Vanquis was the only credit card company to help me when many other's wouldn't, to which I will be forever grateful. Reviewed on: 3rd May 2024

Excellent

Have never had a bad experience so far Vanquis have been an excellent credit card company they really care and look after there customers there customer service team are excellent Reviewed on: 3rd May 2024

Excellent Customer Service

I contacted customer service to resolve an issue and they did promptly the money was put back into bank very quickly Reviewed on: 3rd May 2024

Great card great service

Always able to contact if I have a payment issue, always get a quick proactive response. Had a payment break when I needed one and no hassle to reconnect payments until I needed to Reviewed on: 3rd May 2024

Customer service can never understand my questions.

Customer service can never understand my questions. Reviewed on: 3rd May 2024

Happy with it so far.

I have had the card for a few years now and always paid on time and also with recommend extra payments, but unfortunately they havnt offered an increase to the card whereby other cards have. Reviewed on: 3rd May 2024

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