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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Interest rates are extortionate, not value for money...

Interest rates are extortionate, not value for money at all, nearly 50% is astronomical these days, it is that pays you, you should give back a little bit to your loyal customers who pay so much for your services Reviewed on: 3rd May 2024

Simple great and you understand use Ithanks you

Simple great and you understand use Ithanks you Reviewed on: 3rd May 2024

Quality and Efficient Service

My experience of Vanquis has been nothing but positive, fast, friendly and efficient service, the APP is very easy to use and I have never had any issues. Reviewed on: 3rd May 2024

I hardly miss payments however when I miss a payment...

I hardly miss payments however when I miss a payment dates you become aggressive and no grace. Reviewed on: 3rd May 2024

Great card.

Great service ease of use always contacted about changes Great app Reviewed on: 3rd May 2024

From applying to receiving literature documents conf...

From applying to receiving literature documents confirming our arrangement it has been easy. Communication is good. Reviewed on: 3rd May 2024

The app needs some work but other than that not bad...

The app needs some work but other than that not bad at all. Received a wrong letter but had a correction letter 24 hours later. Reviewed on: 3rd May 2024

Excellent customer service

I have never had any problems when contacting Vanquis. Always had a courteous dealings Reviewed on: 3rd May 2024

Wow Excellent services all around very helpful

Excellent services all around very helpful Reviewed on: 3rd May 2024

i used this card to rebuild my credit rating.

i used this card to rebuild my credit rating. very good experience. Reviewed on: 3rd May 2024

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