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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good experience credit building with Vanquis.

5
Good experience credit building with Vanquis. Easy with no complications. Friendly staff also there to help everyday. Reviewed on: 3rd May 2024

Great customer service with Excellent experience thr...

5
Great customer service with Excellent experience throughout. Reviewed on: 3rd May 2024

my credit rating was shot due to an accident but tha...

5
my credit rating was shot due to an accident but thanks to Vanquis my scoring has now built up again as was my husbands and again thanks to Vanquis he to has built up his credit card Reviewed on: 3rd May 2024

I have been with Vanquis for many many years.

5
I have been with Vanquis for many many years. They are one of the best if you are trying to build credit and also have one of the lowest interest rates as well. For me this makes it worth while being with them, as we all need some financial help sometimes with unexpected costs and you don't have to pay the earth Reviewed on: 3rd May 2024

Good to build credit rating and easy to use app

5
Good to build credit rating and easy to use app Reviewed on: 3rd May 2024

excellence

4
i was approved when nobody approved me for a credit card, i was really happy Reviewed on: 3rd May 2024

Excellent card for shopping and excellent customer s...

5
Excellent card for shopping and excellent customer service Reviewed on: 3rd May 2024

10 out of 10

5
Great service, first choice. Would highly recommend. One of a few which also use Apple Pay Reviewed on: 3rd May 2024

Satisfied

5
Friendly helpful staff always at the end of. The phone to help you with your requirements Reviewed on: 3rd May 2024

Easy app to use, quick responses.

5
Easy app to use, quick responses. Reviewed on: 3rd May 2024

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