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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fast application process, good credit level, very go...

5
Fast application process, good credit level, very good customer service. Reviewed on: 3rd May 2024

Never had a problem

5
Never had a problem Vanquis regularly review accounts and are prepared to offer higher credit limits.Regular updates on state of account and app easy to use Reviewed on: 3rd May 2024

, The bed credit card company on the market

5
I always find Vanquis staff polite, professional, kind , caring and always trying to provide the best possible service to customers. They are a credit fo the company. Reviewed on: 3rd May 2024

Vanquish card is the best credit card because it ac...

5
Vanquish card is the best credit card because it accepts every shop even out of the country. Gave me the secure feeling. I would like to recommend this to everyone. Reviewed on: 3rd May 2024

Verry good experience.

5
Verry good experience..... Reviewed on: 3rd May 2024

Great credit card

4
Good credit card but interest very high lovely staff in call center very helpful Reviewed on: 3rd May 2024

Vanquis card

5
Excellent service, i have had no problems with this company. Always keeps you notified in advance of any changes Reviewed on: 3rd May 2024

Very good credit card

5
I have had a vanquis card for awhile now. What i like about vanquis is the fact they remind you when you are close to your limit.You also get a reminder about your payment due which is great when you lead a busy life .The option of not increasing your credit card keeps you in control of the amount your spending. Reviewed on: 3rd May 2024

Best bank in 2024.

5
Best bank in 2024. I was able to send money easily from my credit card as compared to other credit cards.I already told my friebds in the UK about this wonderful bank . I was very happy to receive a credit card amounting to £600 balance to spend without checking my credit score.Thank you Vanquis Reviewed on: 3rd May 2024

Credit builder

5
Help me build my credit, but do not miss paying on time Reviewed on: 3rd May 2024

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