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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

My Vanquis Card

5
Vanquis card and it's app are excellent easy to read and understand, making payments is very easy and smooth. Reviewed on: 3rd May 2024

I was ABIT apprehensive about getting a vanquis card...

5
I was ABIT apprehensive about getting a vanquis card and was worried about being harassed..to be honest I've had none of that..quick payment method and easy to keep track with the app..as I can link my bank account so I can see exactly what's come out and when payments are due..so easy..interest is very good aswell if you need quick cash...helped me out no end..would recommend ...Donna h.... Reviewed on: 3rd May 2024

Helped me build a high credit score as i paid in ful...

5
Helped me build a high credit score as i paid in full every time i used my card Reviewed on: 3rd May 2024

Great so happy

5
I never didn’t had any problems I would recommend to everyone Reviewed on: 3rd May 2024

Excellent easy to use App.

5
Easy application form, excellent easy to use App. Reviewed on: 3rd May 2024

Really good service and excellent customer care

5
Really good service and excellent customer care Reviewed on: 3rd May 2024

My experience with Vanquis has been pleasant.

5
My experience with Vanquis has been pleasant. Their app is excellent and user free. They are helpful in case of any issues with my card. Reviewed on: 3rd May 2024

Never had problems with Vanquis.

4
Never had problems with Vanquis. They really increased my credit limit when I was paying it back on time. No issue at all. Just the provision is quite high in my opinion so paying back as quickly as possible is the best option Reviewed on: 3rd May 2024

Easy to use app!

4
Easy to use app, transparent contract. Reviewed on: 3rd May 2024

Vanquaustic

5
Excellent service provided by vanquis ans staff so helpful even when struggling Reviewed on: 3rd May 2024

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