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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis gave me a very good starting limit and it's...

Vanquis gave me a very good starting limit and it's a very good way of building your credit score. Reviewed on: 3rd May 2024

Great credit builder card

Great credit builder card after my bankruptcy period ended. Upped my limit after responsible use to a great level. App is easy to use and never had an issues with my account over the 3+ years I have been with them. Easy application process and Reviewed on: 3rd May 2024

Very friendly always helpful and very reliable also...

Very friendly always helpful and very reliable also great to use anytime or anywhere I go helps in hard times and can count on use Reviewed on: 3rd May 2024

A great card with a great app to support it.

A great card with a great app to support it. Very straightforward to use as well. Reviewed on: 3rd May 2024

Great credit building!

When I returned from abroad after a few years I found the high street banks unwilling to give me any sort of credit even though I had previous history with them before relocating. My credit history was “missing” and even car insurance was extortionate. I applied and was accepted for a VANQUIS credit building card, I think the credit limit was £250. It wasn’t that I needed money, the important thing for me was building a credit score and history. The app is great and very user friendly, payment reminders, direct payments etc. I’ve been with this company since 2012, and it’s the only credit card I use. BTW, my credit limit is now £5000. Reviewed on: 3rd May 2024

Great service if I need to talk to customer service...

Great service if I need to talk to customer service they are always helpful. Reviewed on: 3rd May 2024

It was easy and efficient open an account

It was easy and efficient open an account Reviewed on: 3rd May 2024

So far so good, really can't complain at the moment...

So far so good, really can't complain at the moment Reviewed on: 3rd May 2024

Easy to use and good service.

Easy to use and good service. The app is user friendly and fees are low. Reviewed on: 3rd May 2024

Literally a company on the brink of collapse and the...

Literally a company on the brink of collapse and there’s no wonder why with your continued failures in multiple avenues from customer service to value for money, appalling company all round! Reviewed on: 3rd May 2024

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