Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Very good, Service I’m very happy.

5
Very good, Service I’m very happy. I excellent thank you very much. Reviewed on: 3rd May 2024

Excellent service and friendly stsff

5
Excellent service and friendly stsff Reviewed on: 3rd May 2024

The app doesn't work the call centre is plagued with...

1
The app doesn't work the call centre is plagued with technical problems. I have asked repeatedly with help setting up the app and I have been ignored. Seems no investment into customer service at all. Reviewed on: 3rd May 2024

My Journey with Vanquis

5
Vanquis Bank has been an integral part of my financial journey, providing exceptional service and support every step of the way. From their user-friendly online platform to their dedicated customer service team, I've always felt valued and respected as a customer. Their commitment to transparency and responsible lending practices sets them apart in the industry. Reviewed on: 3rd May 2024

Reliable, accessible and brilliant

5
Reliable, accessible and brilliant Reviewed on: 3rd May 2024

Very good survice.

5
Very good survice. Excellent customer service. Reviewed on: 3rd May 2024

Reasonably good and interest rates are better than m...

3
Reasonably good and interest rates are better than most. Reviewed on: 3rd May 2024

Good service.

5
Good service. Easily solve any issues. Timely reminders for payments. Reviewed on: 3rd May 2024

They have always been a responsible lender and alway...

5
They have always been a responsible lender and always very clear in communication Reviewed on: 3rd May 2024

Interests rates are astronomical and the customer se...

1
Interests rates are astronomical and the customer service agents are so rude. Reviewed on: 3rd May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review