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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent xompany

5
Customer service second to none, always friendly and helpful Reviewed on: 3rd May 2024

Very convenient great financial service

5
Very convenient great financial service Reviewed on: 3rd May 2024

I use my Vanquis card for various purchases, I do tr...

5
I use my Vanquis card for various purchases, I do try and pay my balance every month, the app is easy to use and very easy to understand. Reviewed on: 3rd May 2024

Easy to use app.

5
Easy to use app. Payment requirements are very clear. Reviewed on: 3rd May 2024

Vanquis granted me a card when my own bank wouldn't.

5
Vanquis granted me a card when my own bank wouldn't. I've never had a problem, everything runs smoothly. Excellent innovation, helps rebuild credit ratings. Very satisfied! Reviewed on: 3rd May 2024

Amazing credit card.

5
Amazing credit card. Its really helped me to build my credit Reviewed on: 3rd May 2024

When I needed support they were fantastic

5
When I needed support they were fantastic Reviewed on: 3rd May 2024

Polite and helpful

5
Vanquis have always been open, polite and helpful when I have needed to communicate with them. Reviewed on: 3rd May 2024

I suffer with my mental health ...

5
I suffer with my mental health and feel very reassured by the agents if I am struggling a bit. They are very fair and easy to communicate with Reviewed on: 3rd May 2024

Good for my experience

5
Good very detailed and well communication Reviewed on: 3rd May 2024

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