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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great service and easy to use website but the rate i...

Great service and easy to use website but the rate is a little high Reviewed on: 3rd May 2024

Same credit limit for 6 years, despite my overall cr...

Same credit limit for 6 years, despite my overall credit score improving. I have a limit of £250 and have probably paid £1500 just in interest over six years. Not worth it claim to be credit bullding, but they are not Reviewed on: 3rd May 2024

Been with Vanquis a number of years and always found...

Been with Vanquis a number of years and always found them to be very helpful. I would highly recommend them. Reviewed on: 3rd May 2024

Good quality fast service good condition

flexible and fast service good quality good condition Reviewed on: 3rd May 2024

A very good card

Vanquis have helped me build my poor credit and allowed me to do things with a fair repayment cost Reviewed on: 3rd May 2024

I’m Vanquis brand ambassador

Vanquis has been amazing and I have personally recommended Vanquis to 17 of my friends and family members, I am waiting for a credit increase but will wait till I can also I am always suggesting new people to enroll Vanquis. I am having a bit of expenses at the moment but Vanquis has been wonderful. Reviewed on: 3rd May 2024

Vanquis Friendly Review

Have been with Vanquis for several years now. Started when I was struggling and managing a young family . I found Vanquis to be flexible understanding and unlike other providers did not increase credit limit ad hoc which really helped to manage our family finances . Reviewed on: 3rd May 2024

Pretty helpful when needing support to access online...

Pretty helpful when needing support to access online services Reviewed on: 3rd May 2024

I recommend a Vanquis card through personal use.

Having the Vanquis card at hand gives me options I previously didn't have. Also it gives me peace of mind knowing I have funds available in an emergency. Reviewed on: 3rd May 2024

Straight forward credit card, helped build my credit...

Straight forward credit card, helped build my credit & easy to make payments & pay for goods. The only downside is the interest rate could be a bit lower. Reviewed on: 3rd May 2024

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