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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis saved my credit score

I have bad credit and slowly been building my credit score with my vanquis credit card. Reviewed on: 3rd May 2024

Always been helpful

Always been helpful and considering what a struggle life is right now that is all I can ask for Reviewed on: 3rd May 2024

Regardless of payments made in time, good usage etc...

Regardless of payments made in time, good usage etc I have only been given more credit once in 4 years Reviewed on: 3rd May 2024

Had a card for a few years, really like the app.

Had a card for a few years, really like the app. Responsible with credit limit increase offers, you have to manage your account well for while before any increase Reviewed on: 3rd May 2024

They helped me

I don't have the best credit history but I found them fairly kind and reasonable in their treatment of me. I realise their interest is a little higher but that's because of my credit score. Reviewed on: 3rd May 2024

Always been great working with you when you need adv...

Always been great working with you when you need advice and help no matter what Reviewed on: 3rd May 2024

Found it easy to budget my finances and the app is v...

Found it easy to budget my finances and the app is very good to keep an over view of my account. Reviewed on: 3rd May 2024

The interest rate could be a bit lower.

The interest rate could be a bit lower. Especially after you have proved your a valued customer and not a risk. Reviewed on: 3rd May 2024

I have never had anything bad to say about Vanquis a...

I have never had anything bad to say about Vanquis and always talk about it to friends and family Reviewed on: 3rd May 2024

no problem with Vanquis

i have been with vanquis for a while now and i have never got a problem yet Reviewed on: 3rd May 2024

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