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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I had a payment I did not recognise and vanquis deal...

I had a payment I did not recognise and vanquis dealt with it quickly and efficiently very professional was impressed thank you Reviewed on: 3rd May 2024

Been a vanquis customer for a few years and had no i...

Been a vanquis customer for a few years and had no issues very helpful staff and easy online service Reviewed on: 3rd May 2024

Very helpful when I lost my card and needed to chang...

Very helpful when I lost my card and needed to change repayment date Reviewed on: 3rd May 2024

No hassle, straight forward, credit not high enough...

No hassle, straight forward, credit not high enough to pay interest monthly so not sure about interest rates etc as don’t affect me Reviewed on: 3rd May 2024

grate customer service always there if your struggling

grate customer service always there if your struggling Reviewed on: 3rd May 2024

Very easy to use, app for this card is great also ne...

Very easy to use, app for this card is great also never had a problem contacting customer services very friendly staff who answer the phone lines very helpful Reviewed on: 3rd May 2024

Helped me with sorting my finances

Helped me with sorting my finances Reviewed on: 3rd May 2024

Allows me to maintain and manage money properly and...

Allows me to maintain and manage money properly and has worked every time and everywhere I have taken it to. Reviewed on: 3rd May 2024

Great to have Vanquis

Great to have Vanquis when you get them hard months I would be lost with it Reviewed on: 3rd May 2024

Helped build my credit score

Never had an issue with my card, and always able to access customer service when required. Like that you can use text to request a new pin etc. My credit rating has improved massively thanks to Vanquis. Reviewed on: 3rd May 2024

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