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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Never had any issues with my card or Vanquis

5
Never had any issues with my card or Vanquis Reviewed on: 3rd May 2024

Always willing to help and always have the answers

5
Always willing to help and always have the answers Reviewed on: 3rd May 2024

Quick, easy, user-friendly

5
Quick, easy, user-friendly. Thank you Vanquis! Reviewed on: 3rd May 2024

It’s been more then 1 year am using Vanquis.

5
It’s been more then 1 year am using Vanquis. It’s was awesome experience and hope it’ll in future as well. Reviewed on: 3rd May 2024

EASY TO USE

5
Ideal for using for business expenses. Easy to contact customer services. Always get answers in good time Reviewed on: 3rd May 2024

I've not really had any issues yt

4
I've not really had any issues yt Reviewed on: 3rd May 2024

App very helpful, good signposting

4
The app is very helpful for tracking spending and I know where to go for customer service Reviewed on: 3rd May 2024

This card is very helpfully for me thanks

5
This card is very helpfully for me thanks Reviewed on: 3rd May 2024

been with Vanquis for many years now.

5
been with Vanquis for many years now. i have come from rock bottom through no fault of my own, to getting back excellent credit again. i honestly can say that Vanquis did get me through some difficult times, and because of that i have continued to stay with them. Reviewed on: 3rd May 2024

Very easy to use, you can use it online shops wherev...

5
Very easy to use, you can use it online shops wherever you get a statement every month. They text you tell you what your limit is, what your balances Reviewed on: 3rd May 2024

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