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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I’m very happy I need extra money I have The credit...

I’m very happy I need extra money I have The credit we can spend. Reviewed on: 3rd May 2024

Such an easy and hassle free process during the appl...

Such an easy and hassle free process during the application Reviewed on: 3rd May 2024

I haven't had any problems with vanquis

I haven't had any problems with vanquis Reviewed on: 3rd May 2024

I have always stayed within my credit limit and paid...

I have always stayed within my credit limit and paid before my payment is due. I have never experienced any trouble regarding my card Reviewed on: 3rd May 2024

Incredible and responsible lender

Incredible and responsible lender Reviewed on: 3rd May 2024

Easy to manage spending and payments conveniently to...

Easy to manage spending and payments conveniently together with excellent customer care. Reviewed on: 3rd May 2024

Vanquis App

Very easy to use app which keeps me up to date with everything Reviewed on: 3rd May 2024

Higher interest but useful for credit building.

Higher interest but useful for credit building. Only card I can get due to being disabled. Reviewed on: 3rd May 2024

My first credit card.

My first credit card. The limit is within my budget and I find it very easy to use. Security is first class and the app is easy to understand Reviewed on: 3rd May 2024

Vanquis are great for rebuilding your credit score

I have been with Vanquis for several years now and first got a card with the aim to help with money issues and improve my credit score. I have had excellent service over the years and the zero percent for 12 months on balance transfers is a very good idea. I would definitely recommend Vanquis to anyone who needs a little help with their finances. Reviewed on: 3rd May 2024

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