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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

When I applied I was given a 200pound start and this...

5
When I applied I was given a 200pound start and this has increased and also improved my credit score Reviewed on: 3rd May 2024

My whole experience with Vanquis has been very satis...

5
My whole experience with Vanquis has been very satisfactory right from the beginning, I would definitely recommend to friends and family. Reviewed on: 3rd May 2024

Amazing customer service, always there when you need...

5
Amazing customer service, always there when you need them. Phone or online , the best Reviewed on: 3rd May 2024

don't expect any credit increases or explanations

4
had the card 9 years never missed a payment but never had a credit increases either ive asked but had no explanation. I'm still on the minimum which makes it useless at this point I gave others that started at 500 that are now 4k as I have great credit Reviewed on: 3rd May 2024

Customer service is good and professional

1
Customer service is good and professional Reviewed on: 3rd May 2024

Amazing staff

5
Amazing staff attending to staff in a professional manner Reviewed on: 3rd May 2024

I've found Vanquis customer service to be very helpf...

5
I've found Vanquis customer service to be very helpful and always ready with a helping hand if you have any problems or worries with your account Reviewed on: 3rd May 2024

Very easy to use and get information about everything

5
Very easy to use and get information about everything Reviewed on: 3rd May 2024

Nothing much really i can say, they are very helpful...

5
Nothing much really i can say, they are very helpful, always there if you need advice or anything else and really help people with the credit score so thank you so much. Reviewed on: 3rd May 2024

Always had good customer service easy to speak to an...

5
Always had good customer service easy to speak to and gives limits that are based on good use. Reviewed on: 3rd May 2024

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