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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Can be used with ease

5
Always been easy to use, with no problems at all. Reviewed on: 3rd May 2024

Helped me to regain a good credit score.

5
Helped me to regain a good credit score. Only offers credit you can afford to pay back. Simple straightforward app. Reviewed on: 3rd May 2024

Great service

5
I find vanquis so easy to use and helpful when needed Reviewed on: 3rd May 2024

The experience I have had has been great the interes...

5
The experience I have had has been great the interest rates are brilliant and the customer service they provide is excellent I highly recommend this for building your credit also they are very good at keeping you updated in new offers and opportunities they provide. Reviewed on: 3rd May 2024

For the rates of interest mine is the best my husban...

4
For the rates of interest mine is the best my husband’s credit card he hardly pays anything of his balance. Vanquis is brilliant Reviewed on: 3rd May 2024

Easy to use.

5
Easy to use. Helps build your credit score. Reviewed on: 3rd May 2024

Customer service have helped me allot of the years e...

5
Customer service have helped me allot of the years especially over the covid period Reviewed on: 3rd May 2024

I love using my Vanquis card

5
I love using my Vanquis card because it's accepted everywhere, my available credit is always manageable and the interest rate is excellent. Reviewed on: 3rd May 2024

Great first time credit card

5
Really easy to use, love the app, never had a problem but have had the opportunity to discuss things with staff when needed. Reviewed on: 3rd May 2024

Great service, no problems.

5
Great service, no problems. Balance transfer at good rates Reviewed on: 3rd May 2024

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