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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very happy with the service is excellent

Very happy with the service is excellent and please with the help and support Reviewed on: 3rd May 2024

Customer service always amazing to help when you nee...

Customer service always amazing to help when you need advice. App is very easy to use and repayments are so easy to. It massively helped improve my credit score and managing money alot easier Reviewed on: 3rd May 2024

At a time in my life when I was low and down Vanquis...

At a time in my life when I was low and down Vanquis was there with help and support at that time it was the only card I had Vanquis support pulled me through thank you Vanquis Reviewed on: 3rd May 2024

Good for starting off

Started off with a 6 month no interest bank transfer and purchases which I was pleased with. APR Is a bit high though, would prefer less APR. Reviewed on: 3rd May 2024

Excellent customer support

Every time I’ve ever needed support Vanquis’ customer service has been second to none. Always able to get through to a real person who has always been knowledgeable and friendly Reviewed on: 3rd May 2024

Great way to rebuild credit ratings, but interest ch...

Great way to rebuild credit ratings, but interest charge is now prohibitively high Reviewed on: 3rd May 2024

Best credit card

Vanquis Building Credit is an absolute game-changer! It's not just about building credit; it's about reclaiming financial freedom. The straightforward application process, coupled with their responsive customer service, makes it a breeze to navigate. With Vanquis, I've witnessed my credit score soar, unlocking doors to opportunities I never thought possible. Their transparent fee structure and manageable repayment options make it accessible for anyone looking to rebuild their credit. Plus, their mobile app makes it convenient to track progress and manage payments on the go. In essence, Vanquis Building Credit isn't just a tool – it's a lifeline for those ready to take control of their financial future. I couldn't recommend it highly enough. Reviewed on: 3rd May 2024

Easy to use.

Easy to use. App good- very up to date. Not had to use customer service yet . Reviewed on: 3rd May 2024

Very good helped me many ways any problems no matter...

Very good helped me many ways any problems no matter they helped me get on track Reviewed on: 3rd May 2024

The whole experience of using Vanquis has been excel...

The whole experience of using Vanquis has been excellent. Any questions that I had were answered clearly and professionally Reviewed on: 3rd May 2024

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