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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I’ve used this card for years and have never encount...

I’ve used this card for years and have never encountered any issues. If I did need to speak to customer service any query I had was dealt with immediately Reviewed on: 3rd May 2024

The online app is very easy to acquire and use once...

The online app is very easy to acquire and use once installed. The card is also set at a realistic level and APR allowing you to use it when needed without falling into any financial traps. Reviewed on: 3rd May 2024

Good credit limit, fair APR, no yearly fee.

Good credit limit, fair APR, no yearly fee. Reviewed on: 3rd May 2024

Just love Vanquis credit card and there app it’s so...

Just love Vanquis credit card and there app it’s so easy to apply for and there balance transfers are lower than most credit cards you can even transfer money into you bank account I have highly recommended Vanquis to everyone Reviewed on: 3rd May 2024

Vanquis are Gold

Always very helpful especially when I had problems with the app. Informative, friendly and helpful over the phone. Kept up to date with all the interest increases. Understandable when cannot pay more than minimum amount. Would highly recommend Vanquis to friends and family. Reviewed on: 3rd May 2024

efficient

Within minutes of applying I had an answer, within days I had my card and then the same days later for pin number. the ap is excellent and helps you control your account easier Reviewed on: 3rd May 2024

Excellent for credit building, vanquis call centre h...

Excellent for credit building, vanquis call centre have also been good , easy to use app, and when needed you can decrease or increase credit limit Reviewed on: 3rd May 2024

Worth it

My experience so far with Vanquis has been brilliant... It took sometime to be excepted by them but it was worth the wait.. I can't fault them at all. Reviewed on: 3rd May 2024

Always efficient and courteous an excellent card wit...

Always efficient and courteous an excellent card with great customer service Reviewed on: 3rd May 2024

I've had no issues paying for things in shops.

I've had no issues paying for things in shops. The app on mobile is really good direct debit easy to set up. Reviewed on: 3rd May 2024

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