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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good Customer service.

5
Good Customer service. Great value. Easy to use. Reviewed on: 3rd May 2024

Very good for starting

5
Very good for who started their credit Reviewed on: 3rd May 2024

I have always found your staff to be pleasant and pr...

5
I have always found your staff to be pleasant and professional when dealing with me. Reviewed on: 3rd May 2024

credit score

5
My Vanquish credit card helped me build my credit score which is amazing considering the the fact that it was very poor but is now above average. Thanks for having faith in me. Reviewed on: 3rd May 2024

Tried to ring customer service and all I was told on...

4
Tried to ring customer service and all I was told on a message no one was available and this happened numerous times Reviewed on: 3rd May 2024

Supportive service from my credit card.

4
The good thing about this credit card is that, it is very effective in making transactions. The credit card is so helpful in managing many of my urgent expenses. Also reliable. Reviewed on: 3rd May 2024

Vanquis service is informative and clear .

4
Vanquis service is informative and clear . The website provides all the relevant information required and is user friendly as it is easy to navigate . The only bit of information I would like to be clearer is the date of full payment that will not incur interest charges Reviewed on: 3rd May 2024

It a wonderful experience so far, good customer serv...

5
It a wonderful experience so far, good customer service, balance transfer so smooth. Problem solved on time, I’m very pleased and I have no regrets at all . Great job to everyone working together to make this possible. Reviewed on: 3rd May 2024

Very easy to access, everything you need to know is...

5
Very easy to access, everything you need to know is on the app. Reviewed on: 3rd May 2024

1st Class Credit Card

5
Easy to use App and never had any problems. Always get answers immediately and no waiting around. Security is second to none. Reviewed on: 3rd May 2024

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