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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Yes there credit building is good

Yes there credit building is good Reviewed on: 3rd May 2024

Vanquis Credit! Sign up Now!

Having used the Vanquis Credit Building Credit Card for some time now, I can confidently say it's been a game-changer in my financial journey. When I first applied, I appreciated how the initial credit limit was tailored to my circumstances, providing me with enough purchasing power without risking overextension. One of the standout features for me has been the online account management system. It's intuitive and user-friendly, allowing me to monitor my spending, track payments, and stay on top of my finances with ease. This level of transparency has been invaluable in helping me maintain control over my credit usage. While the interest rates may be higher compared to some other cards, I view it as a fair trade-off considering the target audience for this card. As someone focused on rebuilding my credit, having access to credit-building tools and the opportunity to demonstrate responsible financial behavior has been worth it. Overall, the Vanquis Credit Building Credit Card has been instrumental in my journey toward financial health. It's provided me with the means to rebuild my credit while offering the convenience and flexibility I need in a credit card. I would highly recommend it to anyone in a similar situation looking to improve their creditworthiness. Reviewed on: 3rd May 2024

Easy and simple excellent

Easy and simple been with Vanquis for many years and very happt Reviewed on: 3rd May 2024

Very helpful customer service best bank for family

Very helpful customer service Very helpful customer service best bank for family Reviewed on: 3rd May 2024

Vanquis credit card

I've used this credit card for several years now and I couldn't be happier with my experience. Reviewed on: 3rd May 2024

The services surrounding the card have worked extrem...

The services surrounding the card have worked extremely well and information is readily available. I did find however that there wasn’t a great deal of readily available Information on when charges were due to apply. For first time users and credit builders this is quite important Reviewed on: 3rd May 2024

I can monitor through my app how much money I spend...

I can monitor through my app how much money I spend and most of my purchases has no downtime. Hopefully they could increase my credit to a thousand. Reviewed on: 3rd May 2024

There when I needed them

I found Vanquis online, they gave me the credit when I needed it, they helped me get back on my feet. Reviewed on: 3rd May 2024

The giant in credit cards

The Vanquis App is nice and easy to to use, credit limit is pretty fair and sufficient and it just no headache Reviewed on: 3rd May 2024

I have built my credit to highest it’s been for...

I have built my credit to highest it’s been for years Reviewed on: 3rd May 2024

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