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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis is an excellent card for people who may off...

Vanquis is an excellent card for people who may off damaged their credit history in the past. They are helpful, easy to deal with with a great App to manage your account. Yes the interest rate can be seen as high, but that is due to poor credit history in the past. Reviewed on: 3rd May 2024

Useful credit card

I took out my Vanquis credit card when I needed to build my credit score. I started with a very small limit which has gradually increased over time. I always repay in full and get messages to let me know my balance which is very useful. Their website is also easy to navigate. Reviewed on: 3rd May 2024

Great start on credit score ladder

When I came to the UK 11 years ago without credit history I was accepted for a Vanquis account, which put me on the credit ladder. Since then I have been able to go ahead in leaps and bounds. Drawback is that the other cards that I now have offer far greater credit limits, which I do not use since I do not carry over credit card balances, but the higher limits enhance my credit score. Reviewed on: 3rd May 2024

great for building credit, easy to use app very good...

great for building credit, easy to use app very good customer service, interest rates are a little bit high but its to be expected for the service that's provided. Reviewed on: 3rd May 2024

The customer service is always very helpful and prof...

The customer service is always very helpful and professional Reviewed on: 3rd May 2024

Good way to improve credit score

Ideal for those having no credit history in the UK Reviewed on: 3rd May 2024

Straight forward 100% correct and % is very good

Straight forward 100% correct and % is very good Reviewed on: 3rd May 2024

Love the way you look at the every body needs

Love the way you look at the every body Reviewed on: 3rd May 2024

Best experience

I have been with Vanquis for years now. Got no issues. I guess with regards to charges and interests, all credit card company almost charges the same. I am happy with the customer service they provide, one thing that stand out is they answer the phone quicker than the rest. Reviewed on: 3rd May 2024

I've had a Vanquis credit card for a few years now,...

I've had a Vanquis credit card for a few years now, interest rates are high but I appreciate that I have a lot of debt to pay back on other creditors so the risks are higher. However this card has allowed me to build up my credit profile again so along with companies like this and paying my debts back now I'm managing to live a more normal life now stress free Reviewed on: 3rd May 2024

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