Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

View other Vanquis products

4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

There when you need them

They were there when I needed them, coming out of an IVA, and now I continue to use it out of loyalty Reviewed on: 3rd May 2024

I needed help, Vanquish delivered.

When I returned from Overseas I had trouble establishing any credit. Vanquish were excellent and were prepared to allow a small risk. 10 years on and things have improved financially for me. But without Vanquish it would have been much harder. Reviewed on: 3rd May 2024

I use Vanquis because to build my credit scoreing

I use Vanquis because to build my credit scoreing Reviewed on: 3rd May 2024

I have an excellent experience with Vanquis.

I have an excellent experience with Vanquis. It helped me in my difficult time. I have never faced any issue with Vanquis. I have been with it for 15 years. I am vey satisfied with the services. Reviewed on: 3rd May 2024

Very good customer services.

Very good customer services. Helpful to have payment reminders too. Reviewed on: 3rd May 2024

Vanquis have poor customer service.

Vanquis have been quite bad for customer service. I have changed my name and they will not accept this no matter what I do. Reviewed on: 3rd May 2024

Been there with them for 10 years with full of benef...

Been there with them for 10 years with full of benefits. Great Credit Card for low credit scores to start with. Reviewed on: 3rd May 2024

Ok but charge to much so called purchase interest

Ok but charge to much so called purchase interest Reviewed on: 3rd May 2024

I have had a Vanquis card for a number of years and...

I have had a Vanquis card for a number of years and used them on a number of occasions and spoken to their customer service and always been very satisfied Reviewed on: 3rd May 2024

Very good experience

Brilliant credit card for people with bad credit and when kept up with payments credit score has improved. Payments are manageable and customer services are brilliant at helping when you need them and very understanding Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 2.54 from 13 reviews
Platinum credit cards
from Barclaycard 3.93 from 324 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub