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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Its great customer service, excellent and fast service

5
Its great customer service, excellent and fast service Reviewed on: 3rd May 2024

I had a poor credit score but with the Vanquis credi...

5
I had a poor credit score but with the Vanquis credit card and the ability to set up a direct debit and to be able to see my payments and out goings so clearly on screen it has helped to increase my score Reviewed on: 3rd May 2024

I have a good experience with vanquis it’s an amazin...

5
I have a good experience with vanquis it’s an amazing bank Reviewed on: 3rd May 2024

I trust Vanquis because Vanquis trust me!

5
Vanquis are the only lender that didn’t reduce my credit limit during lockdown, they saw that I used my card sensibly and even though things were hard, I still cleared my balance each month. All other lenders used their algorithms and lowered my limits even though I was a responsible borrower. It’s nice to know that some companies treat people as individuals as opposed to a number! Reviewed on: 3rd May 2024

Very helpful and knowledgeable customer service

5
Very helpful and knowledgeable customer service Reviewed on: 3rd May 2024

Vanquis has always kept me informed every step of th...

5
Vanquis has always kept me informed every step of the way and will say if your near limit give updateconbdirect debit payments and options of making additional payments Reviewed on: 3rd May 2024

no issues

5
had no issues what so ever with vanquis great customer service had an issue with my card and it was replaced straight away Reviewed on: 3rd May 2024

All good l.

5
All good l. Not had any isssus and the app works well. Reviewed on: 3rd May 2024

Excellent

5
Very good I can recommend easy-to-understand and navigate through. Reviewed on: 3rd May 2024

Excellent people very helpfull always available

5
Excellent people very helpfull always available Reviewed on: 3rd May 2024

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