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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good experience with Vanquis, I now have a credit card

Good experience with Vanquis, I now have a credit card Reviewed on: 3rd May 2024

It was an easy application, an easy set up.

It was an easy application, an easy set up. I didn’t have to wait to long for my card to arrive by post and in the meantime, waiting, customer service couldn’t have been more helpful. I have never used a credit card before and were very helpful with any questions I needed answering overall a great and easy experience. Reviewed on: 3rd May 2024

credit card

Well l found them good to help build your credit rating but the interest rate is high an they could reduce the rate more Reviewed on: 3rd May 2024

Perfect service and friendly app

Perfect service and friendly app Reviewed on: 3rd May 2024

Flexible payment methods.

Flexible payment methods. Good customer service. Reviewed on: 3rd May 2024

Vanquis interest rates are really good

Vanquis interest rates are really good in comparison to other credit card providers. It helps that you are not paying loads in monthly interesr Reviewed on: 3rd May 2024

Vanquies really helped me out and helped to increas...

Vanquies really helped me out and helped to increase my credit score would highly recommend Reviewed on: 3rd May 2024

Poor credit rating 10 years ago

Poor credit rating 10 years ago and now accepted by most with prompt payment of all the credit acquired . Vanquis trusted me and were proven right. Reviewed on: 3rd May 2024

A friend when I had none.

Vanquis credit card helped me when no other credit card would, they have been excellent with low payments and low interest when I was struggling financially, they pulled me out of a very dark hole thank you vanquis. Reviewed on: 3rd May 2024

It has been pleasant.

It has been pleasant. I have enjoyed using the card as it has come in handy in helping my finances an in building my credit. Reviewed on: 3rd May 2024

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