Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Rebuild credit

1
They’ve been a good assistant in rebuilding my credit score. Reviewed on: 3rd May 2024

Great company, and friendly and professional custom...

5
Great company, and friendly and professional customer service Reviewed on: 3rd May 2024

Easy to set up and pay back

5
Easy to set up and pay back options Reviewed on: 3rd May 2024

Good customer service.

5
Good customer service. Always willing to help. Reviewed on: 3rd May 2024

Simple straightforward and easy to deal with

5
Simple straightforward and easy to deal with Reviewed on: 3rd May 2024

my vanquis card ..

5
I have had my vanquis card for a while now and I have never had any problems Reviewed on: 3rd May 2024

Vanquis not interested in fraud

2
Had a fraudulant payment on my card,told you,passed to fraud department to be blocked.You then paid it and charged me.When i rang to complain the foreign girl on the phone was not helpful and i gave up. LISTEN TO THE CALLS. Reviewed on: 3rd May 2024

Vanquis- credit as it should be

4
Vanquis has been very easy to get to grips with. The application process was clear and straightforward and then using their facility and app as a consumer afterwards has been extremely straightforward. Reviewed on: 3rd May 2024

A card that helps when needed.

5
I've been with vanquis for a few years and having this credit card has and still helping me when bills get overwhelming. Really glad I had it as a back up and paying back is affordable. Reviewed on: 3rd May 2024

Excellent service very helpful

5
Excellent service very helpful willing too listen understand and appreciate your time Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products