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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis Bank - recent contact

5
Excellent customer services and dealt with an agent who knew about my issue. Reviewed on: 3rd May 2024

Fabulous service from day one.

5
Fabulous service from day one. Simple application and communication and customer care Reviewed on: 3rd May 2024

Great App.

5
Great App. Payment reminders so I never miss a payment. Easy to navigate. Reviewed on: 3rd May 2024

I have found that vanquis has help build my credit s...

5
I have found that vanquis has help build my credit score Reviewed on: 3rd May 2024

Very efficient and reliable service.

5
Very efficient and reliable service. Staff are easy to talk to and very helpful. Reviewed on: 3rd May 2024

They gave me a chance when no one else did.

5
They gave me a chance when no one else did. I was really struggling in life and a lot of things had gone sideways for me. Vanquis gave me a chance and it was quite life changing at the time and has helped me dig out of some serious stuff. So thankful to them. They probably never even realised how impactful they were at such a dark time for me. Thank you Reviewed on: 3rd May 2024

Very useful card, easy to use, good customer service...

5
Very useful card, easy to use, good customer service and updates. Reviewed on: 3rd May 2024

Vanquis Credit Card

5
Very helpful if you have any concerns. The app is really useful as well. Reviewed on: 3rd May 2024

All is well.

5
Easy to use ,charge Low Interest rate and Excellent customer service. Reviewed on: 3rd May 2024

Excellent

5
Been with Vanquis for years and never had any issues Reviewed on: 3rd May 2024

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