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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Ive only had good experiences with Vanquis banking.

Ive only had good experiences with Vanquis banking. Reviewed on: 3rd May 2024

Had a operation on throat and they would not help wi...

Had a operation on throat and they would not help with account till I spoke to them Reviewed on: 3rd May 2024

Vanquis is good overall.

Can access App easily, it is secure, can keep up with payments and when I need to pay and minium payments. Good overall communication . Reviewed on: 3rd May 2024

Nice good to build score nice helpful keep it up...

Nice good to build score nice helpful keep it up Reviewed on: 3rd May 2024

on the whole positive staff usually hepful and app e...

on the whole positive staff usually hepful and app easy to use Reviewed on: 3rd May 2024

Went You Need Help

When my credit was low you help me to rebuild and now things are looking good. Reviewed on: 3rd May 2024

Brilliant app

Got a Vanquis card to help with credit and to use for business trips. I got turned away from most high street lenders when I had an average score. Vanquis is brilliant, never had an issue. App to clear and easy to use! Credit score it brilliant now, and they keep me updated and offer more services now I have increased my credit score. Only drawback is them increasing the rates, but assume its inline with the CPI/RPI. Maybe good to introduce lower rates after a successful period per user. Reviewed on: 3rd May 2024

The app is very efficient, easy to use coupled with...

The app is very efficient, easy to use coupled with easy repayment. Reviewed on: 3rd May 2024

Life is Back on Track

The Vanquis card has helped me get back on my feet. When my life was in a black hole, Vanquis came to my rescue and from receiving my card I was able to get my finances back on track. No more black hole. Hello Life. Reviewed on: 3rd May 2024

Found Vanquis very help the only onetime I had to ring.

Found Vanquis very help the only onetime I had to ring. The app is very easy to use & there is always help if needed from Vanquis Reviewed on: 3rd May 2024

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