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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It’s been brilliant to use Vanquis they have been ve...

5
It’s been brilliant to use Vanquis they have been very good to use and the service incredible Reviewed on: 3rd May 2024
Lewis Barrass's avatar
Lewis Barrass

Vanquis app

5
Love my vanquis card and app , Very flexible and the app keeps me informed and up to date Reviewed on: 3rd May 2024
Irene M's avatar
Irene M

Very fast response to everything, good information.

5
Very fast response to everything, good information. Fixed details calculated in advance. Helpful customer service. Up-to-date information.Quick response to e-mail inquiries. Reviewed on: 3rd May 2024
Miklos T's avatar
Miklos T

Caring about people, not only a credit company.

5
Vanquis was one of a few companies that was prepared to take the risk with me and help me to build my credit record. again. I have emmigrated and my previous credit record was not recognised, that meant I had to build my credit record from the start. Vanquis gave me that opportunity, building a new credit record ,and enabled me to be recognised again and made me feel I belong again. My bank was not prepared to take that risk, but i was very fortunate to be accepted by a company that does believe in people. Thank you Vanquis, you did more that just offering another person credit, you help me to built my self esteem again. Reviewed on: 3rd May 2024
Pauline Harris's avatar
Pauline Harris

Excellent service .

5
Never had a problem with Vanquis and in Covid I found them to very supportive and helpful Reviewed on: 3rd May 2024
Melanie 's avatar
Melanie

I had an enquiry

5
I had enquiry and called in ,talked to the agent and the person over the phone was very helpful Reviewed on: 3rd May 2024
Alinezhad s's avatar
Alinezhad s

Excellent customer service, great mobile app and goo...

5
Excellent customer service, great mobile app and good online website. Reviewed on: 3rd May 2024
Michael G's avatar
Michael G

have been with vanquis for years, and never any pr...

5
I have been with vanquis for years, and never any problems. Reviewed on: 3rd May 2024
Doreen Miller 's avatar
Doreen Miller

Great credit score builder.

5
Has been great to help me build a credit score. Gradually increases to co inside with your affordability budget, decent interest rates and an easy to use app. Reviewed on: 3rd May 2024
Debra h's avatar
Debra h

You have been the best credit card company I've ever...

5
You have been the best credit card company I've ever used Reviewed on: 3rd May 2024
Karen Eaton 's avatar
Karen Eaton

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