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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Staff that empathise

When I my husband was seriously poorly in hospital and I missed a payment the customer service staff were so kind and understanding even going as far as to tell me to make sure I was ok and remember to eat it meant so much that someone who didn’t even know me cared Reviewed on: 3rd May 2024

Always easy to use, never any issues paying or getti...

Always easy to use, never any issues paying or getting on the app. Reviewed on: 3rd May 2024

I needed a line of credit and vanquis accepted my ap...

I needed a line of credit and vanquis accepted my application and has proved very useful in daily expenses Reviewed on: 3rd May 2024

Very responsive and supportive all through

Very responsive and supportive all through Reviewed on: 3rd May 2024

Easy quick and breezey.

Easy quick and breezey. No hassle no stress. Great name. Don’t get bombarded with emails and the app is easy to use.. overalll pretty good stuff Reviewed on: 3rd May 2024

The customer service when I have had a need to use w...

The customer service when I have had a need to use werevery helpful and informative in ansering my queries or questions. Reviewed on: 3rd May 2024

Very good but rates are high and putting up your len...

Very good but rates are high and putting up your lending without notice Reviewed on: 3rd May 2024

Excellent App

Very good, I have only ever needed to call customer service once in the last 8 years. Everything that I need could be done via the app which is very simple, quick and easy. Reviewed on: 3rd May 2024

Good service so far.

Good service so far. Just had little bit of problems in past as I wasnt sure about couple of bits. Now all good Reviewed on: 3rd May 2024

A must have card

I applied for a vanquis card as i had heard of the brand and that it was a good credit builder and had great customer service , owas delighted when i was accepted for the card you can use it almost anywhere in the world it has a great app to support it with all sorts of features to help your daily decisions easier this includes credit rating facility freeze card limit increases /decreases its a really flexible card ,easy to pay every month either direct debit or pay through multiple choices on the app i carry my card everywhere you never know when you will need it ypu will be making a great choice choosing vanquis do it today ! Reviewed on: 3rd May 2024

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