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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great app, easy to use and good communication too.

5
Great app, easy to use and good communication too. Would recommend. Reviewed on: 3rd May 2024

I haven’t been offered a credit limit increase despi...

2
I haven’t been offered a credit limit increase despite having an excellent credit history and high income Reviewed on: 3rd May 2024

Good experience to manage the financial and recomend...

5
Good experience to manage the financial and recomend it Reviewed on: 3rd May 2024

Always happy with access to online services, polite...

5
Always happy with access to online services, polite staff. Reviewed on: 3rd May 2024

Very easy process and the app is excellent

4
Very easy process and the app is excellent Reviewed on: 3rd May 2024

I have always found that my experience's have been e...

5
I have always found that my experience's have been excellent and been treated professionally. Each monthly bill I pay and due to this I have been able to increase my credit limit if I wanted to. Reviewed on: 3rd May 2024

Amazing experience with the purchase online and offl...

5
Amazing experience with the purchase online and offline. Great rate and would recommend them to anyone willing to take out a credit card. Reviewed on: 3rd May 2024

Helped me when I was struggling and understood and c...

5
Helped me when I was struggling and understood and cared. Reviewed on: 3rd May 2024

Excellent service

5
Never an issue all good. Excellent customer service always keeping me up to date Reviewed on: 3rd May 2024

Had fraud in my account Vanquis reimbursed me straig...

5
Had fraud in my account Vanquis reimbursed me straight away and sent a new card to me. Reviewed on: 3rd May 2024

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