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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to used Patient with deaf people on type talk n...

5
Easy to used Patient with deaf people on type talk no problem at all with card and when making payment easy direct debit set up Reviewed on: 3rd May 2024

Excellent service very helpful my experience has sho...

5
Excellent service very helpful my experience has shown staff are professional and proficient Reviewed on: 3rd May 2024

Vanquis is best cart ever for me this is really good...

5
Vanquis is best cart ever for me this is really good imm they helped me my really hard time thank you for everything Reviewed on: 3rd May 2024

Poor Customer Service

1
Three or four times I received compensation for poor Customer Service Reviewed on: 3rd May 2024

Straight forward

5
I've never had a issue with Vanquis any time I've had a query it has been easily delt with . Every person I've spoken to over the years I've had my card has been polite and more than helpful. The app makes life easy . Paying your balance or part of it setting up a direct debit is done with ease Reviewed on: 3rd May 2024

My best bank

5
Just love the experience with vanquis Bank which I've banked with for many years and never had a bad experience or problem with them, I would definitely recommend anyone to bank with them Reviewed on: 3rd May 2024

It’s ok but still

5
It’s ok Reviewed on: 3rd May 2024

Great finance provider I have never had no issues wi...

5
Great finance provider I have never had no issues with this provider Reviewed on: 3rd May 2024

The credit builder has been excellent for me.

5
The credit builder has been excellent for me. From bad credit rating to good credit rating in a few years and the possibility to actually own a home now. Couldnt have done this without Vanquis Reviewed on: 3rd May 2024

The credit card is great for beginners.

4
The credit card is great for beginners. I started to build my credit with £200 and I’m now at £3000 Reviewed on: 3rd May 2024

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