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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I had a legitimate claim for a chargeback with a lot...

I had a legitimate claim for a chargeback with a lot of proof, Vanquis let me down and I am £1000 plus interest out of pocket , with no support , poor responses and terrible service. Reviewed on: 3rd May 2024

I have struggled at some point to pay the credit car...

I have struggled at some point to pay the credit card of due to a problem within the family. They were amazing and offered me extra time to pay it off. Thank you for being there when I needed you the most Reviewed on: 3rd May 2024

I have a loan with Vanquis and a card , I spoke to a...

I have a loan with Vanquis and a card , I spoke to a lady on the phone about having another loan , she was very polite and helpful, I asked if they top up loans she said they don’t but reapply when your loan has finished Reviewed on: 3rd May 2024

Manageable

So easy and everything so easy to understand all screens easy to understand never miss out on a number of things like minimum payment balance ext Reviewed on: 3rd May 2024

Great customer service and understanding

Great customer service and understanding Reviewed on: 3rd May 2024

Great option for credit building with great support.

I have had nothing but support from Vanquis. My credit suffered due to poor money management and previous poor lending practices but Vanquis helped me build my control and keep me updated on how much I should pay and protect me from persistent debt. They have the customer in mind with every decision and don’t just offer limit increases to make money from customers. I trust them to support me. Reviewed on: 3rd May 2024

Low Interest Rate

Low Interest Rate and easy-to-use App. Good for all my spending needs; groceries, utilities, online shopping. Reviewed on: 3rd May 2024

Fantastic experience with Vanquis,

Fantastic experience with Vanquis, I had been struggling to get approved for 2 years but have been able to slowly build up my credit! Reviewed on: 3rd May 2024

Great communication and a value credit card

Great communication and a value credit card Reviewed on: 3rd May 2024

good experience had with this service

good experience had with this service Reviewed on: 3rd May 2024

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