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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Never had any issues with Vanquis they are very good...

5
Never had any issues with Vanquis they are very good and friendly Reviewed on: 3rd May 2024

Easy to set up good app and direct debit set...

5
Easy to set up good app and direct debit set up quickly Reviewed on: 3rd May 2024

Vanquis Opportunities

4
Vanquis has given me the opportunity to get my credit score from poor to very good again. Reviewed on: 3rd May 2024

Very friendly and easy

4
Very friendly and easy to see how I spend using the app and the monthly statements. Reviewed on: 3rd May 2024

Very consumer unfriendly

1
Vanquis seem to intentionally make things more difficult than required by forcing all actions to be taken via the phone rather than through the app. They also don't offer consumer friendly options like blocking the card to prevent use, instead requiring the full balance to be cleared. Reviewed on: 3rd May 2024

Never had any issue with them and when I have custom...

5
Never had any issue with them and when I have customers devices were fantastic at sorting the issue Reviewed on: 3rd May 2024

Brilliant Service

5
My experience has been relatively straightforward and I find the service from staff excellent. Reviewed on: 3rd May 2024

easy to apply and use.

5
easy to apply and use. never had a problem with it. Reviewed on: 3rd May 2024

It is very good!

5
It is very good! It helps me, when I am out of my budget! Reviewed on: 3rd May 2024

Very smooth app, simple to navigate and customer ser...

4
Very smooth app, simple to navigate and customer service efficient! Reviewed on: 3rd May 2024

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