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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

My credit rating

5
My credit rating was not brilliant but with Vanquis help my credit rating has really improved Reviewed on: 3rd May 2024

Excellent customer service

5
Every time I call, my query is dealt with in a very professional manner. Reviewed on: 3rd May 2024

Vanquis is very good, and very helpful for me, been...

5
Vanquis is very good, and very helpful for me, been with them over 15 years now and have always been good to me and service on the phone very quick and help you with everything you need , Reviewed on: 3rd May 2024

First class and this card helped improve my credit s...

5
First class and this card helped improve my credit score Reviewed on: 3rd May 2024

It’s been okay the customer service is above bar

3
It’s been okay the customer service is above bar Reviewed on: 3rd May 2024

Straight forward and to the point.

5
Had no problems no problems since account was opened, the website is great and straight forward. Reviewed on: 3rd May 2024

Love the app.

5
Love the app. So easy to use. Clear and simple. Easy to check on your transactions. Reviewed on: 3rd May 2024

Highly recommend

5
Really helped to build my credit score. Reviewed on: 3rd May 2024

Great interest rates, customer service always helpfu...

5
Great interest rates, customer service always helpful and get things sorted super quick. Reviewed on: 3rd May 2024

A card for the future

5
I used to sell this cards and I know the benefits of it very well. Given the credit score situation of many people - this card does wonders for many in helping them rebuild their history Reviewed on: 3rd May 2024

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