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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Anytime I needed to speak to someone at Vanquis they...

Anytime I needed to speak to someone at Vanquis they have rectified my problem immediately great customer service, Reviewed on: 3rd May 2024

Vanquis has been a great easy and quick way for me t...

Vanquis has been a great easy and quick way for me to help pay off things, the app is user friendly and easy to navigate. Being able to keep track of how much has been spent and how much left on the cars is a plus, and the payment feature make not easier to be able to pay it off too Reviewed on: 3rd May 2024

Overall it has been good make payment on time etc gi...

Overall it has been good make payment on time etc gives good percs Reviewed on: 3rd May 2024

Excellent service have no problems always keep me up...

Excellent service have no problems always keep me up-to-date with my bal5 Reviewed on: 3rd May 2024

Excellent communication and information

Excellent communication and information, with the Vanquis App, a very efficient way of keeping track of my money. Reviewed on: 3rd May 2024

I've decided because of the extortionate interest ch...

I've decided because of the extortionate interest changes I will be finishing my. Account Reviewed on: 3rd May 2024

Poor customer service

Need to improve online phone with agents Reviewed on: 3rd May 2024

Great service

I have always had a great service from Vanquis. They are secure and on the rare occasion that I have made a large purchase, that is out of my usual spending habits, they have sent a text to confirm it is me using the card and not a fraudster. They have also helped me improve my credit rating so well worth applying for a card from them. Reviewed on: 3rd May 2024

Stuck on £250 limit for years.

Stuck on £250 limit for years.id like to be able to have a higher limit. Never missed a repayment.had poor customer service on the phone. Had to ask for a manager. The operator initially refused. Reviewed on: 3rd May 2024

Good at letting you gradually, build your credit sco...

Good at letting you gradually, build your credit score up, and good to build up your spending ability Reviewed on: 3rd May 2024

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