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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

High interest rate

3
Interest rate far too high and then was put up again. Reviewed on: 3rd May 2024

Great application.

5
Great application.Are very friendly with customer like me!!! Reviewed on: 3rd May 2024

Great card for building credit score

5
I have been using my Vanquis credit card for many years now, not only has it helped me re-build my credit score but helped me through difficult times. Certainly recommend getting one just repay as soon as possible Reviewed on: 3rd May 2024

It's not a bad card and I think it has helped alittl...

4
It's not a bad card and I think it has helped alittle with my credit score, interest is a little high which id prefer it to be lower then it would help credit scores more and people with difficulty in finance etc overall a ok card Reviewed on: 3rd May 2024

Always helpful and efficient

5
Always helpful and efficient, and quick to respond when contacted Reviewed on: 3rd May 2024

Your account

5
They always keep you posted about anything that is happening to your account. Reviewed on: 3rd May 2024

Great service

4
Vanquis was very easy to set up and the app is easy to use. I feel comfortable having an account with Vanquis and have no doubts in using them in my future banking Reviewed on: 3rd May 2024

Good easy to use - simple useful app

5
Good easy to use - simple useful app Reviewed on: 3rd May 2024

Top Company

4
Good card alert you when near your limit work with you to keep you out of debt Reviewed on: 3rd May 2024

Great Experience with my Account .

5
I have had no problems with having an account with Vanquis.Customer service is excellent whenever I have used it , overall its all very smooth and have no problems.Easy to use App. very pleased with it, so far so good Reviewed on: 3rd May 2024

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