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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

THE FUTURE

5
EXCELLENT CREDIT CARD GREAT RATES CUSTOMER SERVICE BACK UP INFORMATIVE HELPFUL AND MARKET LEADING. Reviewed on: 3rd May 2024

Vanquis is great for someone just starting out.

5
Vanquis is great for someone just starting out. Reviewed on: 3rd May 2024

Can't recommend more...

5
Really good app, smooth use. Good rates. Accessible FaQs & Help. Reviewed on: 3rd May 2024

Good customer service.

5
Good customer service. Respectful and understanding the needs and circumstances of their clients Reviewed on: 3rd May 2024

Very easy app to use always keep me in the loop when...

5
Very easy app to use always keep me in the loop when payments are due and payments are super easy to make using the payit option Reviewed on: 3rd May 2024

Help if make a claim

5
Helped me with a claim to get money back which was great the only problem is the interest is extremely high which makes it so hard to get the credit down again it takes longer Reviewed on: 3rd May 2024

My credit file was very poor when I opened the credi...

5
My credit file was very poor when I opened the credit card , however they gave me a really good deal and their communication on when and how much to pay is very good. I manage this credit card way better then any others ! Reviewed on: 3rd May 2024

Vanquis gave me a chance

5
Vanquis gave me a chance to build my credit score by trusting me when others wouldn't. Reviewed on: 3rd May 2024

I use the otamated system and find it very useful an...

5
I use the otamated system and find it very useful and helpful every time I use it Reviewed on: 3rd May 2024

Brilliant card with clear and transparent conditions

5
Vanquis have very fair and competitive interest rates , my experience is that they are transparent and clear . I wouldn’t hesitate to recommend them . Reviewed on: 3rd May 2024

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