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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy app to manage.

5
Easy app to manage. In these days where everything is managed from mobile phones how the app works is very important. Reviewed on: 3rd May 2024

Great card!

5
Used my vanquis card for holidays and larger items great! Reviewed on: 3rd May 2024

Excellent service highly recommended

5
Excellent service highly recommended Reviewed on: 3rd May 2024

Helped me getting my finances and credit score back...

5
Helped me getting my finances and credit score back on track.customer service is excellent, always helpful if and when I phone with a query. Reviewed on: 3rd May 2024

Thank you for being my life line in this dreadful co...

5
Thank you for being my life line in this dreadful cost of living crisis well done Reviewed on: 3rd May 2024

Vanquis review

5
I have always had very good service from Vanquis and always find them very helpful Reviewed on: 3rd May 2024

Only credit card that would accept me

5
Only credit card that would accept me …. Treated me like a human being now I have savings with them at the best rate on the market Reviewed on: 3rd May 2024

I absolutely love using vanquis, they are very helpf...

5
I absolutely love using vanquis, they are very helpful and the app is so easy to use and understand it makes it so easy to keep track of payments Reviewed on: 3rd May 2024

Good experience so far.

5
It's been good since I took out a credit card. Little or no direct contact as everything is done via app which is simplified and easy to navigate for me. Reviewed on: 3rd May 2024

Always easy to get through to speak with someone.

5
Always easy to get through to speak with someone. Reviewed on: 3rd May 2024

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