Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

View other Vanquis products

4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Can’t fault never had any issues

Can’t fault never had any issues Reviewed on: 3rd May 2024

It was the only credit card to start my credit score.

It was the only credit card I was able to get when I moved to the UK that helped me to build my credit score Reviewed on: 3rd May 2024

regular offers

good 0% transfer offers easy to arrange. Reviewed on: 3rd May 2024

Excellent

I rely on Vanquis for when I need to buy something above what I can afford, or to withdraw cash when my funds are low, I always manage to pay them back within the month though the interest is lower than most of the others, so yes I would tell my friends and family to use Vanquis when needed. Reviewed on: 3rd May 2024

Ten out of ten for Vanquis

Vanquis has been really good for me in terms of value and customer service. I would prefer a lower interest rate but who wouldn't,after all they are in line with other companies. Where Vanquis shines is their customer service. Reviewed on: 3rd May 2024

Helped me with building a poor credit score

Helped me with building a poor credit score Reviewed on: 3rd May 2024

The best credit card providers.

The best credit card providers. They give you a chance when others do not. Reviewed on: 3rd May 2024

All ways really helpful very good customer service

All ways really helpful very good customer service Reviewed on: 3rd May 2024

Always kept informed good website

Always kept informed good website Reviewed on: 3rd May 2024

A Game-Changer for Building Credit

I've been using the Vanquis Credit Builder Credit Card for some time now, and I must say, it's been a game-changer for me. This card has helped me rebuild my credit in a way I never thought possible. The customer service at Vanquis is exceptional. Whenever I've had a question or needed assistance, their team has been there to provide prompt and helpful support. Their dedication to customer satisfaction is truly commendable. One of the most impressive aspects of this card is its excellent value for money. The benefits far exceed the costs, making it a wise choice for anyone aiming to boost their credit score. What's more, the transparent fee structure provides a sense of security, ensuring I know exactly what I'm paying for. The mobile application is a standout feature, designed with the user in mind. It's not just user-friendly, it's incredibly so, allowing me to effortlessly manage my account, track my spending, and make payments on the go. The convenience it offers is unparalleled. I highly recommend the Vanquis Credit Builder Credit Card to anyone looking to build or rebuild their credit. It's been a valuable tool on my financial journey, and I wouldn't hesitate to recommend it to friends and family. Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.21 from 56 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews
Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub