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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy to set-up and use.

5
Very easy to set-up and use. The App is nicely layed out. You can navigate freely between pages. So all in all, Vanquis is a good card to have. Reviewed on: 3rd May 2024

Helpful staff good communcation easy to talk to

5
Helpful staff good communcation easy to talk to Reviewed on: 3rd May 2024

Excellent great service

5
Excellent all ways if you pay on time and manage money correctly Reviewed on: 3rd May 2024

i only have positive things about vanquis,i have had...

5
i only have positive things about vanquis,i have had my visa for about a year now and my credit score is in a very good place.Great card im really happy with the card. Reviewed on: 3rd May 2024

Very easy to use on the app, good rate of borrowing...

5
Very easy to use on the app, good rate of borrowing in comparison to other lenders Reviewed on: 3rd May 2024

My first credit card uk.

5
My first credit card uk. It was very easy to apply . Customer service is excellent. I have others credit card but this will close to my hear always. Reviewed on: 3rd May 2024

Had for 5 years just wish I could get interested...

5
Had for 5 years just wish I could get interested down Reviewed on: 3rd May 2024

Very good communication and if struggling they liste...

5
Very good communication and if struggling they listen to you. Reviewed on: 3rd May 2024

It has been an amazing experience so far I have no r...

4
It has been an amazing experience so far I have no regrets whatsoever. Enjoyed the services I’m able to manage my account online on my own without any problems. The app is so easy and helpful Reviewed on: 3rd May 2024

Excellent customer service agents always there to he...

5
Excellent customer service agents always there to help with any queries and very professional Reviewed on: 3rd May 2024

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