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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

they charged me almost £400 in 6 month even thought...

they charged me almost £400 in 6 month even thought my payment always up to date ridiculous robbing people in a day light and when you call customer service they all have extremely attitude not helpful at all Reviewed on: 3rd May 2024

Vanquis helped me build up my credit score,

Vanquis helped me build up my credit score, easy to use app.and regular upgrades with my credit limit is fantastic. My credit limit was very low and it’s all thanks to Vanquis that I’m back on track. Reviewed on: 3rd May 2024

Building score

I use the credit card mostly when my car need some service and for shopping. Like that I build my credit score Reviewed on: 3rd May 2024

All about Vanquis.

If I’ve ever had any concerns Vanquis have always been easy to get hold of and been extremely helpful. Staff have always been polite and kept to their word. only time I’ve had to wait to get through I talk to someone was during Covid as phone lines was packed and the world had its challenges. Reviewed on: 3rd May 2024

Excellent

Customer service is excellent and the App gives you the freedom to manage your account whenever Reviewed on: 3rd May 2024

Did have any credit score when I applied for a vanqu...

Did have any credit score when I applied for a vanquist credit card and got accepted I now have a very good credit score Reviewed on: 3rd May 2024

Been using this CC for several years.

Been using this CC for several years. It seems competitive with other cards available. Never had any problems with company. Reviewed on: 3rd May 2024

Help when otherscompanies refuse

Help when otherscompanies refuse Reviewed on: 3rd May 2024

Impressive customer service when needed, to be fair...

Impressive customer service when needed, to be fair not that often. The app is very user friendly too, really cannot fault the service. Reviewed on: 3rd May 2024

Helped me when no other banks would!

Vanquis gave me a card over 10 yrs ago when my credit score was extremely bad. I only had a £250 limit. But after years of trust and making every payment on time i now have a £4000 limit. So big thanks Vanquis. Reviewed on: 3rd May 2024

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