Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

The best card I have

5
The best card I have when your credit situation is not the best I would recommend to anyone who is struggling with credit score options Reviewed on: 3rd May 2024

Good app. easy to use

4
The app. Is very easy to use and very straight forward. The initial application process was also easy to navigate. Reviewed on: 3rd May 2024

Very happy Mrs

4
Very happy with my card and services, got the app on my phone Reviewed on: 3rd May 2024

Great like being with Vanquis and a good customer bu...

5
Great like being with Vanquis and a good customer but the intrest rate has affected me and my financial situation but that’s not Vanquis fault . Reviewed on: 3rd May 2024

Excellent customer service

5
I love the simplicity of it. So easy. Reviewed on: 3rd May 2024

Great service, high chase of approving and decent am...

5
Great service, high chase of approving and decent amount. Highly recommend Reviewed on: 3rd May 2024

Superb service

5
Very good and professional… very useful and easy to use…. And very happy!!! Reviewed on: 3rd May 2024

Always helpful an reliable above and beyond easy access

5
Always helpful an reliable above and beyond easy access Reviewed on: 3rd May 2024

Value for customers service.

5
Value for customers service. Vanquis card service is very accessible anytime Reviewed on: 3rd May 2024

Fabulous

5
Been very helpful, they have helped me out many times Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products