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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent service.

5
Excellent service. Simple and easy apply Reviewed on: 3rd May 2024

Fantastic

5
Customer Satisfaction at its core ethos. Reviewed on: 3rd May 2024

Vanquis Credit Card.

5
Had bad credit rating a few years back, couldn't acquire a credit card to be used in dire consequences, Vanquis offered me that card, now my ratings have improved thanks to Vanquis Card. Reviewed on: 3rd May 2024

App is good, easy to navigate, great!

5
App is good, easy to navigate, great! Reviewed on: 2nd May 2024

Appealing custom service

1
Wait 15mins (weekday) on a phone line at 17:15 for an automated voice to tells you our offices are now closed . Please call back during office hours and states they are open until 19:00. 3 times this has happened, complete joke. Reviewed on: 2nd May 2024

I am satisfied with Vanquis services and interest is...

5
I am satisfied with Vanquis services and interest is low Reviewed on: 2nd May 2024

Vanquis helped me build my credit score.

5
Vanquis helped me build my credit score. Reviewed on: 2nd May 2024

Vanquis have been superior to any other card I've had.

5
Vanquis have been superior to any other card I've had. Reviewed on: 2nd May 2024

Very helpful when you phone them.

5
Very helpful when you phone them. Best credit card I have ever used. Reviewed on: 2nd May 2024

no big debt

4
very helpful explain things so i dont get into trouble with money and debt Reviewed on: 2nd May 2024

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