Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

I used my credit card for shopping at all times wit...

5
I used my credit card for shopping at all times with no issues and I m happy with my credit card Reviewed on: 2nd May 2024

I am happy with service from Vanquis.

3
I am happy with service from Vanquis. Helped me to improve my credit score Reviewed on: 2nd May 2024

It’s excellent Vanquis I have no problems with that

4
I’m fine with Vanquis I have time with vanquis without problem Reviewed on: 2nd May 2024

I think need to be more convenient way to customers...

5
I think need to be more convenient way to customers care and flexibility etc. Reviewed on: 2nd May 2024

Worry free payments

5
Vanquis sorted issues quickly with third party frausters. The only money spent was the money I spent. Reviewed on: 2nd May 2024

It’s been a great experience so easy to use

5
It’s been a great experience so easy to use Reviewed on: 2nd May 2024

INCREDIBLEY HELPFUL WHEN I HAD PROBLEMS

5
INCREDIBLEY HELPFUL WHEN I HAD PROBLEMS Reviewed on: 2nd May 2024

First of all I appreciate your service very helpful...

5
First of all I appreciate your service very helpful for me forever when I need any help i feel I have superpowers I used your service its very good for me Reviewed on: 2nd May 2024

Don’t increase credit limit I’m thinking of lea

1
Don’t increase credit limit I’m thinking of lea Reviewed on: 2nd May 2024

Built up my Credit Score

5
At a time when I had not credit score, Vanquis was there and over the years have helped me to build up that credit score. Vanquis has always been there for me, when I needed them. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products