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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I get better offers with other card (0% transfers -...

5
I get better offers with other card (0% transfers - more balance rises ! ) but love love love ! Reviewed on: 2nd May 2024

Good card and good service.

5
Good card and good service. It’s a good credit card Reviewed on: 2nd May 2024

Customer service is non existent.

1
Customer service is non existent. The company is all about making profit and has a rigid process that is suitable for AI. Reviewed on: 2nd May 2024

Excellent for credit building, easy to use app

5
Great for credit building, easy to use app. Reviewed on: 2nd May 2024

Very good experience.

4
Very good experience. Right time notification for our bills. Reviewed on: 2nd May 2024

Great card

4
I think the only thing stopping me going higher is i think there needs to be greater options for when things get a little more difficult for people. Reviewed on: 2nd May 2024

Good card and easy to navigate app

4
Good card and easy to navigate app Reviewed on: 2nd May 2024

Excellent customer service and online service easy t...

5
Excellent customer service and online service easy to access, been a customer of Vanquis card for a few years now never had a problem. Would recommend to others. Reviewed on: 2nd May 2024

I had issue with my card and I called customer care...

5
I had issue with my card and I called customer care and they solve my issue within 5 mins. Reviewed on: 2nd May 2024

Very happy with the whole Service provided by Vanqui...

5
Very happy with the whole Service provided by Vanquis and never any unresolved issues or problems. Very please I was privileged to be accepted and certainly would recommend to friends & Family Reviewed on: 2nd May 2024

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