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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

They have been very helpful

They have been very helpful and realistic Reviewed on: 2nd May 2024

An easy to use card with no hidden conditions.

I have used Vanquis credit card for a few years now and enjoy the fact that they put no pressure on you to increase your limit. They ask if you require a new limit but leave it up to you if you do want to change. The app is excellent and easy to use. The card enables me to control my spending along with easy control of my repayments. Reviewed on: 2nd May 2024

Highly recommended card

I am a Vanquis good customer and I really like there service as there interest rates are very low from other banks and credit cards I highly recommended this card for everyone as they also help to built up your credit history as it’s done mine Reviewed on: 2nd May 2024

User Friendly and simply the best

User Friendly and simply the best Reviewed on: 2nd May 2024

I have use the service with ease.

I have use the service with ease. I have not needed to use customer services directly but I am fully informed about current information at all times. Reviewed on: 2nd May 2024

Vanquis credit card is very hands on always easy to...

Vanquis credit card is very hands on always easy to make payments by loads of options and never had a issue with anything over the last eight years. Reviewed on: 2nd May 2024

The card you can depend on

The card is easy to use when out and about. I’m confident that the card will pay when I need it to work it’s my buddy lol . Reviewed on: 2nd May 2024

Good service.

Good service. Available when i needed them. If I remember rightly this was a useful promotional offer to me of a 0% interest balance transfer. I would use again if available to me. Reviewed on: 2nd May 2024

Don’t do it

I should never have taken this card out I was warned of high interest but I took it out anyway I’m now a pensioner and i cant afford to pay this debt off how stupid was I to keep accepting the increased credit limit and it is costing me a fortune every month but do they care no they just keep telling me I’m nearing my credit limit and even though I’m not using the card what I’m paying each month is not getting the debt down at all it just seems to keep increasing how stupid have I been wish i had not taken this credit card out in the first place wish I had listened when I was told not too Reviewed on: 2nd May 2024

Satisfied with the services I have received from Van...

Satisfied with the services I have received from Vanquis bank Reviewed on: 2nd May 2024

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