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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great card and great app

5
Great card and great app easy to use and easy to stay in control Reviewed on: 2nd May 2024

Affordable interest rate, allows to build your credi...

5
Affordable interest rate, allows to build your credit score, online easy management of account, security reassured to the users, easy access use all around the UK for my travel. Reviewed on: 2nd May 2024

Love the app,

4
Love the app, easy to navigate and use. Very clear information Reviewed on: 2nd May 2024

Excellent card, great customer service

5
Excellent card, great customer service Reviewed on: 2nd May 2024

Easy and straightforward and easy application

5
Easy and straightforward and easy application Reviewed on: 2nd May 2024

Vanquis is very simple to use and the app is very us...

5
Vanquis is very simple to use and the app is very user friendly Reviewed on: 2nd May 2024

Money when you need it the most to get you out of th...

5
Money when you need it the most to get you out of those sticky situations. Reviewed on: 2nd May 2024

Credit increase

3
Was offered a credit limit increase to in which I applied and have gone back and forth for over 4 weeks asking me to provide proof of income etc to inwhich I have but still haven't heard back Reviewed on: 2nd May 2024

Help from Vanquis

5
When I needed help Vanquis did their upmost to help me through a difficult time. Nothing was too much for them. They are one of the best credit companies that Ive dealt with. Reviewed on: 2nd May 2024

Great value

5
Great for credit building and great value Reviewed on: 2nd May 2024

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