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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Satisfied.

Satisfied. No problems so far. Good customer service and no problems with the card even abroad. Reviewed on: 2nd May 2024

Honest approach

Simply easy to use with time repairing your credit file and manageable guidance keeping you on track. Treated fairly and given space to show responsible lending works Reviewed on: 2nd May 2024

Good credit limit to start with.

Good credit limit to start with. I've had no problems yet. My credit rating is going in the right direction. Reviewed on: 2nd May 2024

Vanquis is so trouble free.

Vanquis is so trouble free. I have a friend in my wallet not a credit card. On a couple of occasions my partner fell for a scam and stood to loose money. Vanquis took this up and within weeks the scammers backed off and our funds returned. Just cannot praise them enough. Reviewed on: 2nd May 2024

I have had Vanquis for some years now and i think th...

I have had Vanquis for some years now and i think the interest can be high. But it's a good card to have for people who don't have a good credit score. Reviewed on: 2nd May 2024

Become like monzo flex

You need more modern look like monzo flex. The best credit card out there Reviewed on: 2nd May 2024

The card flexibility is great.

The card flexibility is great. Have been using the card for a while now. Reviewed on: 2nd May 2024

This card help me a lot in every day life

This card help me a lot in every day life Reviewed on: 2nd May 2024

Easy to manage money

By using the Vanquis app you are able to see at a glance what has been charged to your account. Make payments into your account is also easy to do. Reviewed on: 2nd May 2024

I have always had a positive experience using Vanqui...

I have always had a positive experience using Vanquis services I especially find the banking app very user friendly and compact. Reviewed on: 2nd May 2024

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