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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I am satisfied with Vanquis credit card.

4
I am very happy using this Vanquis credit card and I like the limitation of setting up direct debit every months. Reviewed on: 2nd May 2024

Satisfied customer

5
Have been a Vanquis customer for over 5 years and have never had any issues with them Reviewed on: 2nd May 2024

Happy with my card easy app to use too

4
Happy with my card easy app to use too Reviewed on: 2nd May 2024

Have had a great experience staff are always helpful...

5
Have had a great experience staff are always helpful and patient if l need any advice or help Reviewed on: 2nd May 2024

Had no bad

4
Had no problems, been a pleasurable experience so far …. Reviewed on: 2nd May 2024

Great card

5
Started using this card as i needed help with my credit which was rock bottom it is now in a very good place with careful use it has helped me get back and be more careful when spending. Reviewed on: 2nd May 2024

Good communications.

5
Good communications, regular reviews of financial status and offers. Reviewed on: 2nd May 2024

Such a good service so easy to get any information y...

5
Such a good service so easy to get any information you might need Reviewed on: 2nd May 2024

Finance Wellbeing.

5
Opening a Vanquis account initially helps in turning a poor credit report into a good credit score that is helpful in your everyday life. Reviewed on: 2nd May 2024

Rates are acceptable, zero issues using card.

5
Rates are acceptable, zero issues using card. The app works well too Reviewed on: 2nd May 2024

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