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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

When I joined my credit score wasn't so great.

When I joined my credit score wasn't so great. Vanquis gave me a sensible starting limit, I did my part, we built from there. The communications are great, customer service is superb. Over the last year or two I've been courted by other providers - not interested. Big fan of Vanquis. Reviewed on: 2nd May 2024

Love the mobile app friendly to use and very helpful.

Love the mobile app friendly to use and very helpful. Reviewed on: 2nd May 2024

vanquis has always kept me informed and up to date w...

vanquis has always kept me informed and up to date with everything going on with my account i never have to worry what’s happening and the app is so easy to use Reviewed on: 2nd May 2024

Good starter card, some good offers can be found.

Good starter card, some good offers can be found. Reviewed on: 2nd May 2024

the start of something good

qicick and easy no issues you can look at what you sp[end Reviewed on: 2nd May 2024

I've had a few problems over the years and they have...

I've had a few problems over the years and they have helped all the way through. Reviewed on: 2nd May 2024

The credit card has been alright, but the company is...

The credit card has been alright, but the company is not good in limit increments. Reviewed on: 2nd May 2024

Respectable credit

Easily, and without any problems, slowly got me back a favourable credit rating. Monthly payments are manageable and with the option to pay extra is a bonus. My credit limit has aldd as I increased over the years and it’s good to know there are funds available should the need arise. Overall, extremely pleased with everything. Reviewed on: 2nd May 2024

Has always been smooth and easy

Has always been smooth and easy, and the App. Works fine… great card Reviewed on: 2nd May 2024

Amazing very helpful very understanding and would hi...

Amazing very helpful very understanding and would highly recommend Reviewed on: 2nd May 2024

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